Si Prices, and INSURANCE COST..

[cmaballer]

hey there i'm new here and i think the EP3 hatches are sexy (when dropped) hehe, i'm 16, and my parents are looking @ buying me this car, what did you buy yours for? How much insurance are u paying for this car? Hopefully i can get something to work out! I wanna get a black one..and throw some rota slipstreams on there =D..thanks!

[k20ASi]

hey, i am also 16 and my insurance is 250 a month and i got it for 15,999 for a 2002

[andy]

Go to progressive.com and fill out an insurance quote. Skip
the VIN and other things that are specific to a car, and you'll
get an idea of what you might pay if you were to have your
own insurance. Call your parents policy holder (I'm assuming
you are on theirs) and ask for a quote on an Si. Other peoples
insurance prices are going to vary wildly, and the only way to
come close is to check your own.

From what I've seen, people are paying anywhere from $14K
(for an '02 rotting on a lot somewhere) to $18K (on an '03) in
the recent months. I've been offered $16.4K for an '03 - granted,
this is the car price, and not the "out the door" cost.

[skooba]

Paid $17,400
Insurance is $850 every 6 months
thats with 2 tickets and I'm 20 years old.
Recently got a third ticket and I'm waiting for that to go through and see how it affects me. USAA might drop me, so ill be switchin to progressive, they quoted me at $1,100 per 6 months. :eek:

[shimmy_yaz]

Progressive is high as hell I pay less for a year than what they quoted me for 6 months.

[STP03BlueSI]

ep i am searchin right now. Doin some crazy car shoppin. Right now i have a price of 19460(sticker,and not out the door) that is from the first place i went to. It will take me about 2-3 weeks to get a price i want.


Insurance was easy. Right now on my own plan i would pay 1,855 every 6months(20years old, clean record. no claims), when i turn 21(in aug) it will go to 816!! Every 6months thru Allstate.:D


Just to let you know, you will get raped on ur SI for insurance, unless you are with your parents, but it will still probably be high:rolleyes:

[cmaballer]

i went to a dealer like 9 miles away and they gave me a price of $17,800.00, we looked at it for a bit..man that black is surely sexy..=D..but my dad says if we can't get it under $17,000.00 we'll go somewhere else or wait.. but yeah i'll be under my parents name..but wait what if i'm under a different car..ahaha lol :D

[NBP_03Si]

i paid: $17500
my insurance in my old car (sentra) was @ 185 and with this new Si went to $210 a month... ( i'm 19 ). :cool:

[skooba]

how come some of you have really high insurance and a clean record??? im 20, have 3 tickets, and its 183 a month. full time college student, work is 4 miles away, but thats about it... why does my insurance seem low for my situation?

[SpUD]

damn all u people that pay so much for insurance. My car is under my parents name and i pay 1000$ full coverage for 1 year and i live in jersey with one of the highest insurance rate! im only 20 with 3 ticket but only 2 points. but paid well over 600$ for the tickets! ERG!!!! oh well... just remember not to speed in a double fined area! they F*CK u up......

[furious]

Originally posted by vbp si 03
how come some of you have really high insurance and a clean record??? im 20, have 3 tickets, and its 183 a month. full time college student, work is 4 miles away, but thats about it... why does my insurance seem low for my situation?

the discount for low mileage travel can be around 15%. Also would depend on where your car is considered to be 'parked' on regular. Also dependent on who holds the policy, how many cars versus family members in a policy....and all that fun shit..just enjoy yours:cool:

[cmaballer]

okay a dealer like 100 miles away think that's it i'm from St. Paul, MN and the dealer is located in Rochester, MN. They gave me a price of $16,925 for a brand spankin new '03 Civic Si. Do you think if i do go with this deal, i can bring it just a bit lower?

[JThrasher79]

i got my 03 for 16500 in black back in like april

[andy]

Originally posted by cmaballer
okay a dealer like 100 miles away think that's it i'm from St. Paul, MN and the dealer is located in Rochester, MN. They gave me a price of $16,925 for a brand spankin new '03 Civic Si. Do you think if i do go with this deal, i can bring it just a bit lower?

Yes, keep hammering away at them. Especially if they have a few
Si's on the lot.
I have two dealers quoting me $16,400 right now. I'm definitely
going to have them battle it out to see who can get me under
$16 here shortly.

[hamlet9634]

I payed 14900 for my Si (yes, you guys should get pretty near the same deal for an '03 right about now)


insurance is INSANE!!! I recently moved to Brooklyn, am 28 with 1 accident and 1 theft in the past 5 years with NO tickets and metlife just quoted me SEVENTEEN THOUSAND DOLLARS A YEAR!!!!!!!!!!!!!!!!!!!!!!!!!!!! for insurance!!!!:eek: :eek: :eek:

seventeen thousand dollars a year

I was like.. are you kidding me?

Progressive said 8K a YEAR!!
Geico said 5K a YEAR!!

i'm stunned... don't really know what to do about this

[STP03BlueSI]

Originally posted by vbp si 03
how come some of you have really high insurance and a clean record??? im 20, have 3 tickets, and its 183 a month. full time college student, work is 4 miles away, but thats about it... why does my insurance seem low for my situation?


well first thing is i live in Florida. and the "crash" rate for teens is high. and..well Allstate Own3ds me.:rolleyes:

[hamproof]

Don't forget deductible for collision and comprehensive makes a huge difference.

Also, if your buddy is on Progressive and it is super cheap, it doesn't mean it will be for you too. Unless you live on the exact same street.

I'm 30, clean record, and with a multi-policy discount (house), I'm paying $120/month. That's with $100 deductible on comprehensive and $500 on broad form collision (Michigan has something they call regular collision which is cheaper).

Also depends on where I live as well and how many miles I drive etc.

So, it is not as simple as asking how much everyone is paying for insurance on the Si. You'll get answers like $50/month (high deductible) to $17,000!!! Haha

[paanta]

I leased mine, but it works out to about $17.5 and 1.9% interest over four years + the $9Kish buyout at the end. Lease wound up being cheaper than buying. Crazy.

Insurance on mine is somewhere around $100/mo, really good liability + $500/deductable collision + $100 deductable comp, 25 and no tickets at State Farm in michigan. Ah the benefits of a clean record, rural state and being with the same ins. company for 8 years. :)

[Blackapino85]

i'm 18 and i bought my 03 for 17k. its $280 a month for the car and $120 a month for insurance. i have AAA.