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View Full Version : Insurance Rates for our cars?!



Acidburn
09-05-2003, 04:20 PM
Damn, I'm with 21st century - I have a clean driving record: no tickets what-so-ever, and no accidents. I've been paying about 750 for a 6 month coverage - I looked at my bills today and I'm paying 250 noW!?!?! WTF is that, I called them up and demanded to know what's going on - they told me that the rates for the car went up!! How much do you guys pay? I'm getting shafted by insurance! :mad:

Mugen_EP
09-05-2003, 04:23 PM
I pay $248 a month and I am 21 with a clean record.:(

DavidT
09-05-2003, 08:05 PM
Dang you guys are getting it bad. I just got some insurance on my EP today cause I just bought it last week. Went through esurance.com only $114 a month, like $680 or so for 6 months. Full coverage, I'm 21 with one point on my record.

estebones
09-05-2003, 08:14 PM
im..(well older than most of you I think. but no too old! :D) &
married.
2 cars: (2002si and a 2002 ex 4 door)
tickets: racing ticket about 3yrs ago but other than that not anymore.
Payment: $238/month. Thats full cover for both cars, not bad I think but soemtimes I feel we could have gotten a better rate if we shopped around.

Ps. that myth that if youre married your insurance drops is bullcrap, so is the one about cheaper insurance when yoou turn 25, it brought my insurance a total of $20 down woohoo.

SIxtasy
09-05-2003, 10:11 PM
$347 full coverage for 6 months...

IceD out N CALI
09-05-2003, 10:33 PM
too many people getting in accidents and getting their ep's stolen is raising the risk

EP33
09-05-2003, 11:08 PM
I don't need no damn inshoants. . .sheet:eek:

That's what too many Motherfackers think when they drive. . .that's why we pay outda arse ESPECIALLY IN SO CALI.

Wawanessa.com is cheap though. No 6/12 month financing,minimum I think is 3 or 4 payments per year.

BTW I pay $121/month (fackers)

chubbychu
09-05-2003, 11:13 PM
crap dude...you guys have it lucky....

my brother has gotten in 2 accidents...both his fault...and i rear ended someone b4...you can imagine..how much my insurance is...and im only 17...i royally screwed myself in the butt.

EP33
09-05-2003, 11:17 PM
crap dude...you guys have it lucky....

Who on earth tought you how to drive (your brother too)? My brother drives like shi* so I ain't clownin.

chubbychu
09-05-2003, 11:47 PM
heh....my accident was actually pretty innocent...my vision was impaired by a truck makin tons of dust onto the main road.

BUT nobody would beleive me anyways...so whatever

also, my brother...hes just a bad driver. =o)

CivicHB
09-06-2003, 05:27 AM
$156 a month for INS (progressive), 23 yrs old, and the worst driving record ever. $197 a month for 3 yrs and the title is mine.

2k2_nbp_egg
09-06-2003, 12:41 PM
lol you light weights!!!

I pay 1400 for 6 months full coverage....



:(


mugen ep how are you paying so much w/ a clean record? You should take a look at my record........:eek:

blacksihatch
09-06-2003, 12:53 PM
Mine is $106 a month including renters insurance with a clean driving record

Tenacious G
09-06-2003, 02:14 PM
I'm 26 and paying $200/month. But I was really immature when I was younger and have some seatbelt and speeding tickets on my record. Man am I paying for it now.

Mugen_EP
09-06-2003, 02:20 PM
Originally posted by 2k2_nbp_egg


mugen ep how are you paying so much w/ a clean record? You should take a look at my record........:eek:

I wish I knew!!!:( I know where you live has a lot to do with it and age but DAMN!!!

I renew this month so I'm going to go somewhere else.

Acidburn
09-06-2003, 02:35 PM
Originally posted by EP33
I don't need no damn inshoants. . .sheet:eek:

That's what too many Motherfackers think when they drive. . .that's why we pay outda arse ESPECIALLY IN SO CALI.

Wawanessa.com is cheap though. No 6/12 month financing,minimum I think is 3 or 4 payments per year.

BTW I pay $121/month (fackers)

I heard wawanessa has great rates, so i'll check em out this week....by the way i'm payin 250/month for 4 months on a 6 month coverage, not 250 total, hehe

C1V1C
09-06-2003, 05:49 PM
I am paying $195 a month, 24 yr old with clean driving record. They classified me as "Inexperienced Operator". Even the one who said so might drive worse than me. btw, I just got my US license 3 years ago.

Rey
09-06-2003, 06:13 PM
I pay 1641 every 6 months through progressive.

I am 21, and this is my first car. I got a clean record, but that's pretty much it. I heard you get better rates if you

MasterVTEC
09-06-2003, 06:20 PM
I pay 150 a month, had 3 speeding tickets but thats like 3 years ago! im with victory insurance. i think imma switch to wawanessa, i heard their the best!!!!

NBP_03Si
09-06-2003, 09:43 PM
yea, i pay $215 and i have a clean record.

irrational
09-07-2003, 11:46 AM
i pay 2100 a year for insurance through AAA for my 2002 EP. i have no points on my record. although some biatch is trying to sue me for rear ending her. there was no damage to either vehicle except for some paint transfer. this is why insurance rates in So Cal are through the roof. too many broke ass mofos trying to "get all you can" fuck larry h parker:mad: although, when i had my CRX and got a ticket for 130 mph, AAA wanted me to pay 5700 a year. of course i had other things on my record and with that reckless i was suspended for 30 days. anyways now im back with AAA. i am seeing a common denominator here. looks like folks in OC and LA county are the ones getting butt-raped most!

blueiedgod
09-07-2003, 03:11 PM
Insurance rates depend on:
1) Location
2) Driving record
3) Age
4) Make and model
5) Years behind the wheel
6) Previous coverage or lack thereof
7) Credit history
8) The underwriting company

I have 2002 Si and 1988 Prelude Si 4WS, I pay $900/ year for both. It is broken down to $600/year full coverage on the EP and $300/year liability on the Prelude.

To previous posters: When you post your insurance premiums, monthly payments are useless since you do not tell us if you make payments every month or only 10 out of 12 months (12 month policy) or 4 out of 6 months(6 month policy). I can say that I pay $900/month, but I only do that once a year. Your annual premium is a more concrete answer to the posted question.

seattlecivic
09-07-2003, 03:16 PM
He is right! You are wrong! :) I pay 2400 annually and I'm with progressive and I am 24. That myth about being 25 better be true or else!!!

Insurance was another reason I didn't want an RSX-S.

pittcwhite
09-07-2003, 05:28 PM
lucky u guys

i am 19 have 6 speeding tickets and an accident

i pay $267 a month or $1650 every 6 months
:'(

IceD out N CALI
09-07-2003, 05:42 PM
Originally posted by pittcwhite
lucky u guys

i am 19 have 6 speeding tickets and an accident

i pay $267 a month or $1650 every 6 months
:'(

:eek:

vie-tec
09-08-2003, 11:53 AM
Dam..after reading what you guys pay for ins. You guys are lucky to pay from $100-$200 something. Just to let you guys know i pay like $1,900 for 6 months thats $320 a month.Fucken ins.!!!!

BlackNRedSi
09-08-2003, 12:13 PM
110per month, but im bumpin it up to cover all my aftermarket stuff, so it will be 130 damn!

Eric

tac379
09-09-2003, 04:57 PM
mine's just under $1200 a year, full coverage. i'm 24, with one speeding ticket on my record (massachusetts step 10). i always thought mass had insanely high insurance rates, but i guess not. 100 a month isn't looking to bad right now. by the way, i have amica.

AntiReality
09-09-2003, 08:45 PM
I'm gettin owned with $1200 every 6 months. I'm 18 and I have a perfect driving record.

raiyo
09-09-2003, 10:44 PM
Originally posted by blueiedgod
Insurance rates depend on:
1) Location
2) Driving record
3) Age
4) Make and model
5) Years behind the wheel
6) Previous coverage or lack thereof
7) Credit history
8) The underwriting company



Dont forget coverage/deduct.

ep88
09-09-2003, 10:46 PM
mine's $2500/yr
clean record, 1 yr fob driving experience :confused: btw, i'm 22:D

prracer617
02-23-2004, 10:09 PM
stop your belly aching i pay 4000!!! a year for my ep3 and that really sucks!!!