My Insurance

[tyscivicsi]

here is my problem my insurance is 260.00$ a month i had my licence taken away for the last three months and my parents took me off for the three months. so here is my question the car the insured under my dad it only cost him 400.00 every six months so if they dont put me back on there insurance and i get in a wreck what happens if im not insured on any thing but my car is i am nineteen and have had my licence gone three times for stupied things like not comming to a complet stop and not singling for three seconds shit like that so any ways what will happen? thanks :D

[Graywolf]

If you crash your car, you will have to pay off your loan, and you'll have to fork over the amount for the damage you cause. Also, you'll have to pay for your rental car... Pay the 260, many people pay more, so don't feel so bad.

[tyscivicsi]

what im saying is the car is insured under my dad if im not insured and im driving and get in a wreak wont they still cover the damage

[Graywolf]

It depends on your coverage. Most companies, when you take a family member off your policy, you also exempt them from it. Thats how it is for my AAA policy. Other companies will cover anyone who drives your car no matter what.

[skooba]

$350 a month 0WNZ J00!!!!!!

now I just gotta wait for them to give me the boot after they find out about my 90 in a 45 ;)

[styllinep3]

if your are uninsured and wreck you car . god hope you dont hit anyone else, cause you are so fucked just wrecking it .

[Vertigo]

Originally posted by vbp si 03
$350 a month 0WNZ J00!!!!!!

now I just gotta wait for them to give me the boot after they find out about my 90 in a 45 ;)
Jesus! Talk about highway robbery. That's a car payment. I'm glad i got a clean record and over the age of 25. But that's what you get with a new car + full coverage + bad driving record = high premium.

[graham]

My suggestion is to ensure that you are insured :) call them .. they will tell you. Don't be driving without coverage .. you are just asking for trouble.

Also ... $260/mo ?!?! You could LEASE another car for that!!! And not some POS either ... insane!

[justifiedSi]

300 a month insurance here.. :rolleyes:

[tyscivicsi]

no the car is insured under my dad but i have been taken off for the last three months my ep is insured all i want to know is if i still wreak it whats gonna happen the the car is insured but im not on anything

[Peking]

Originally posted by justifiedSi
300 a month insurance here.. :rolleyes:

Mine was org. 300. Then it finally came down to 195, then I lost my lisence. I don't know what state farm will do to me.

[C1V1C]

wooo ... I thought I was the worse. I am paying $250 with $0 deduct comprehensive and GOOD student discount. I am considered inexperience driver. Now I see more people with $300 insurance. I feel so good about myself and feel so bad about you guys ?

What have you done guys ? don't speed ! just do it on the track. If you want to do it over in over 45 zone, do it all the way, race with the police car :) like the one on Real TV :)

Sorry ... jk, I am just too hungry ... I had my chinese celebration last night. No I feel all the food in the fridge are suck !

sorry again ...:cool:

[513n179]

my insurance used to be $300 a month... switched carriers and i'm now down to $200... i'm still thinking of switching... i know i can do better. :)

[C1V1C]

Originally posted by 513n179
my insurance used to be $300 a month... switched carriers and i'm now down to $200... i'm still thinking of switching... i know i can do better. :)

From where to where ?

[adrew]

I guess I'll shut up...I pay $450/6 months for full coverage with $500 deductible.

Coupla minor tickets but no accidents since I was 17...25 now. This is with State Fark in SE Georgia.

[513n179]

Originally posted by C1V1C
From where to where ?

farmers to AAA

[the JigGa mAn]

Originally posted by tyscivicsi
no the car is insured under my dad but i have been taken off for the last three months my ep is insured all i want to know is if i still wreak it whats gonna happen the the car is insured but im not on anything

youll have to pay for it outta your pocket...insurance will not pay for anything...and if you hit someone elses car you pay for both damages...its not worth it...trust me..i just got into an accident (not my fault) and i dont have to pay a dime